LENDERS & PARTNERS
ABBOTT MARTIN GROUP/BLUSCAPE HOMES ARE HERE TO HELP YOU FIND YOUR DREAM TOWNHOME AND ARE NOW OFFERING A $10K BUILDER CONCESSION FOR BUYERS IN BUILDING 2 (UNITS 6-10)!
Since market conditions and mortgage programs change frequently, you need to ensure you’re dealing with a top professional who is able to give you quick and accurate financial advice. With our preferred lenders, we are confident in their ability to provide you with the highest level of service.
While we try our best to update you with the most up to date offers, the Lender offers below are subject to change as markets change frequently. Please contact your preferred lender to confirm their offerings.
LOAN TYPES
CONVENTIONAL | FHA | VA
RATES AS LOW AS 4.99%* (5.74apr)
& 1% LENDER CREDIT AVAILABLE
Need a little help with your closing costs? We are currently offering a 1% lender credit, if you obtain financing through FBC Mortgage.
Shevlin Lockler
Sales Manager/Mortgage Loan Originator
NMLS 1958021
850-450-5788 | slockler@fbchomeloans.com
2 Perimeter Park South, Suite 404 East, Birmingham, AL 35243
*FBC Mortgage, LLC (“FBC”) NMLS# 152859. FBC Abbott Martin Group at eXp Realty, and BluScape Homes are not affiliated and have no shared ownership. FBC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. *When electing to finance with FBC, BluScape will contribute toward the borrower’s rate buydown. FBC will contribute a credit of 1% of the loan amount toward the borrower’s rate buydown. The actual number of points paid by BluScape will vary and will be determined based on the amount necessary to lower the market rate to 4.99% at the time of rate lock. Offer available for FHA and VA loans only. Offer available for select homesites; see your BluScape Homes representative for further details on expiration terms and available homesites. Borrower is not required to finance through FBC but must use FBC to receive incentive. Scenario is an estimate only and is based on a 780 FICO score on a 30 year (360 months) FHA fixed-rate mortgage with a sales price of $469,900, loan amount of $453,453, 3.5% down payment, rate of 4.99%, and APR of 5.730%, which would result in a principal and interest payment of $1,939.89. Rates effective as of 3/26/25. The rate buydown may not be available on all loan programs and is subject to change without notice; buydown is confirmed with a full loan approval and rate lock in.
2 YEAR BUYDOWN AND RATES AS LOW AS 4.5%** (7.445%apr)
Tammy Frith
Area Sales Manager
NMLS ID#190264
678-427-3817 | Tammy.frith@ccm.com
225 Main Street, Suite 14, Destin, FL 32541
Sean Frith
Originating Branch Manager
NMLS ID#1090092
678-410-1751 | Sean.frith@ccm.com
225 Main Street, Suite 14, Destin, FL 32541
Mortgage Insurance (MI) included in the total for any FHA loan and Conventional loans with less than 20% down. The sample rates provided are for illustration purposes only and are not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. CrossCountry Mortgage, LLC cannot predict where rates will be in the future. Actual payment obligations may be greater and may vary. Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%. Rate(s) and APR(s) valid as of 04/25/25 and assumes a first lien position, 740 FICO score, 25-day rate lock, based on a single-family home. Offer is valid when electing to finance with CrossCountry Mortgage. BluScape Homes will contribute toward the borrower’s rate buydown. Offer available for FHA and VA loans only. See your BluScape Homes and CrossCountry Mortgage representative for further details. Borrower is not required to finance through CrossCountry Mortgage but must use CrossCountry Mortgage to receive incentive. All terms are subject to change without notice. Loans are subject to underwriting guidelines and the applicant’s credit profiles, not all applicants will receive approval. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC NMLS3029 (www.nmlsconsumeraccess.org). See https://crosscountrymortgage.com/licensing-and-disclosures/state-disclosures/ for a complete list of state licenses. Tammy Frith - Area Sales Manager - NMLS 190264; Sean Frith - Branch Manager - NMLS 1090092; Branch NMLS 2615989; 34990 Emerald Coast Pkwy, Suite 300, Destin, FL 32541. CrossCountry Mortgage, Abbott Martin Group, and BluScape Homes are not affiliated and have no shared ownership.
